Finance

BANISH THE DRAFTS NOW WHILST PAYING YOUR WAY
Your home, your windows, your choice of funding

We know that once you’ve found a window renovation supplier you’re happy with, you want to get the job done sooner rather than later – especially if it’s in advance of the cold winter months!

If you would normally need to phase your window work to spread the cost, our finance options provide the flexibility to get all your windows ‘winter-ready’ in one go, whilst deferring payment for 12 months or spreading the cost over a fixed term interest-free.

Below we outline our easy to understand payment and finance options, helping you decide exactly how you want to pay.

OPTION 1

CASH OR SELF FINANCE

CASH OR SELF FINANCE

If you have a plan for how you’d like to pay (cash, cheque, your own debit/credit card) then this option is for you. All we ask is for an upfront 25% deposit and balance is payable on completion of the works. However, if you’d like more windows renovated but don’t have the budget right now, then Option 2 ‘Buy Now Pay Later’ below could be for you.

The small print:
• 25% deposit required
• No minimum or maximum order value.

PRICE
DEPOSIT (25%)
BALANCE PAYABLE
£4000.00
£1000.00
£3,000.00

OPTION 2

BUY NOW PAY LATER

BUY NOW pay later

(19.9% APR Representative) SAVE YOUR WINDOWS...AND DEFER PAYMENT FOR 12 MONTHS FROM INSTALLATION!

Our Buy Now Pay Later deferred payment finance option allows you to get your windows or doors refurbished/installed now whilst holding on to your cash for 12 months. If paid off on or before the 12-month period, then no interest is charged. A small exit fee of £29 applies.

The small print:
• Low 10% deposit.
• Minimum order value of £1,500 applies (inclusive of VAT).
• If settled in full within the deferred period, then no interest will be payable (£29 exit fee applies).
• If not settled within the deferred period, then interest will have accrued from the start of the contract and will continue to be charged once you start your monthly repayments. 19.9% APR Representative.
• If the agreement is repaid early, then small exit fee of £29 applies.
• Credit is subject to application & status.
• Complete visibility of your payment deadlines – these are notified in writing (letter and email) 30 days prior to the end of the 12-month deferred period. These notifications explain in full how to settle the agreement in full within the deferral period, so no interest is payable.

The benefits:
• Smaller up-front deposit than other payment methods or finance options – pay only 10%!
• Avoid price increases by locking in your quote today & getting your work done sooner!
• Keep your cash or savings in your bank for longer by deferring payment for 12 months after your work is completed.
• Interest is capped for the term and will not rise.

THE REPRESENTATIVE EXAMPLE:

CASH PRICE
DEPOSIT (10%)
TOTAL AMOUNT OF CREDIT
+ EARLY EXIT FEE
IF SETTLED WITHIN THE DEFERRED PERIOD, PAY:
£4,000.00
£400.00
£3,600.00
£29.00
£3,629.00

 IF YOU DO NOT PAY WITHIN THE DEFERRED PERIOD YOU WILL HAVE TO PAY:

CASH PRICE
DEPOSIT (10%)
TOTAL AMOUNT OF CREDIT
DURATION OF AGREEMENT
120 MONTHLY REPAYMENTS OF
ANNUAL RATE OF INTEREST
REPRESENTATIVE APR
TOTAL AMOUNT PAYABLE
£4,000.00
£400.00
£3,600.00
132 months (incl. 12 months deferral)
£77.40
14.40% p.a. variable
19.9%
£9,688.00

OPTION 3

INTEREST FREE CREDIT

INTEREST FREE CREDIT

SAVE YOUR WINDOWS…AND SPREAD THE COST INTEREST FREE!
Our Interest-Free credit finance option allows our customers to get their windows or doors refurbished/installed now whilst spreading the cost over a 24-month (0% APR Representative) payment plan*, paying in 24 Interest-Free instalments by direct debit over 2 years.

The small print:
25% deposit required. Minimum order value of £1,500 applies (inclusive of VAT). Remaining balance is financed, at 0% Representative APR. 24 equal monthly payments following completion of work on the financed balance. Credit is subject to application & status.

The benefits:
Avoid price increases by locking in your quote today and getting your work done sooner! Spread the cost in equal monthly payments, helping you budget. No interest is charged – 0% APR. 

PRICE
DEPOSIT (25%)
AMOUNT OF CREDIT
NUMBER OF PAYMENTS
MONTHLY REPAYMENTS
£4000.00
£1000.00
£3000.00
24
£125.00

WHAT NEXT?

To be able to process a simple finance application, we will need 10 minutes of your time on the phone, as well as the following:

  • A Ventrolla quotation (finance amount)
  • Your card details (to take payment of the required deposit)
  • Bank account number and sort code (for direct debit)
  • 3 years address history
  • Employment/pension details

TO COMPLETE A FINANCE APPLICATION, CALL OUR HEAD OFFICE ON 0800 378 278.
TO ARRANGE YOUR FREE, NO-OBLIGATION SURVEY & QUOTATION, CALL US ON 0800 378 278, OR FILL OUT OUR QUICK AND EASY ONLINE CONTACT FORM.  


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Finance offers are only available via participating offices. Speak to your local office to find out more.

Credit is subject to application and status. Minimum credit purchase £1500. Deposit required.

ERA Home Security Limited T/A Ventrolla. ERA Works Straight Road, Short Heath, Willenhall, West Midlands, WV12 5RA (Company Number 09469049) is a credit broker (FCA Register No.729573) for the purpose of introducing the credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC (Register No.704348). Both are authorised and regulated by the Financial Conduct Authority.